- The cap does NOT apply to payments made by your own insurance company (regardless of who caused the accident) for medical treatment of your injuries or for lost income if you miss work.
- The cap does NOT apply to awards for medical and/or other economic losses that you might recover in court if you sue the at-fault driver.
- The cap applies ONLY to awards for pain and suffering, and only if the injury is minor. Pain and suffering awards compensate you for any loss of enjoyment of life you may have suffered because of your injuries. Minor injuries are those that will not have a serious effect on your life, such as neck or back pain that doesn’t linger too long.
So, to sum up, the cap would not necessarily apply if you were in a car accident and it would not limit what you would receive to help you heal from your injuries.
No comments:
Post a Comment