Most of us plan our holiday with family during summer as it's a time for school & college vacations. We see a lot of enthusiasm among all our family members in planning such trips right from deciding a destination, budget planning to planning a complete itinerary, All these efforts are just to ensure a perfect trip; memories of which can be cherished for years.
While there is lot of excitement in planning the whole vacation, there are certain key aspects that may affect your perfect holiday as we tend to forget them and don’t treat them as important while holidaying. Following tips will help you plan a perfect trip.
Tips to keep in mind while planning a trip:
- Prepare a detailed checklist of all the necessary items required for a smooth trip. At the top of the list for any traveler should be - valid passport, visa, tickets and travel insurance.
- Travelers’ today need to get them vaccinated before traveling depending on the country of visit.
- While on the trip if you have to take any medical care, make sure that you keep copies of the prescription and a signed statement from your doctor.
- Use credit and debit cards and traveler’s cheques wherever you can to avoid carrying huge sums of cash especially in crowded tourist spots.
- Secure your home and its contents while you are away, with home insurance policies available.
- Medical care in others countries is usually very expensive. Other contingencies such as; baggage loss, passport loss, monetary loss due to pilferage, robbery, natural and man-made calamities etc can also affect the plans and the finances. For example, a very recent volcanic eruption stranded people at airports across the world or situations like the current Egypt crisis. Its, therefore, advised that one carries a travel policies comprehensive to take care of all such contingencies.
Thus, for a safe, worry free and a perfect memorable trip, we recommend that you take a Travel insurance policy. It provides you and your family medical, financial and other assistance in case of an emergency while traveling abroad. With the range of plans covering leisure and business travel, you will find adequate coverage for a premium that suits every budget. Travel Insurance is not mandatory in India but it is mandatory in UK and countries like Austria, Greece, Portugal, Spain, France, Germany (Schengen) etc.
Today Insurance companies have a specialized product portfolio with travel insurance policies like: 1. Individual 2. Family 3, Senior Citizens 4. Students 5. Multi / Annual Trip.
Choose the one which is most suitable for you from the above. Other things that you should consider while evaluating travel insurance policies are
Look for policies that offer highest reimbursement towards- Personal Accident
- Loss of passport
- Personal Liability
- Trip Delay
- Checked baggage delay
- Financial emergency assistance
- Offers Accidental Death & dismemberment
- Dental care expenses
One should also look out for below additional benefits available before buying a policy:
- There are policies offering cover towards hotel accommodation
- Policies that offer adventure sports cover on payment of extra premium
- Policies covering Missed flight connection
- Policies offering reimbursement towards compassionate visit (Return fare for an immediate family member to visit you in case of hospitalization extending to more than seven consecutive days)
- Policies offering reimbursement in special conditions for any illness & any accident
- Policies offering cover against trip cancellation & interruption
At the end the most important - always carry extra copies of your travel documents and those of the people traveling with you. If all this is taken care of then surely a relaxed & care free holiday is waiting for you.
No comments:
Post a Comment