Institute for Catastrophic Loss Reduction

The insurance industry established the Institute for Catastrophic Loss Reduction (ICLR) in 1998. It represents a coordinated effort of Canadian home, car and business insurers, the University of Western Ontario and other partners to use research and education to reduce the loss of life and property caused by severe weather and earthquakes.

ICLR is working to improve Canadians’ capacity to adapt to, anticipate, withstand and recover from natural disasters by:

• building a network of researchers involved in disaster research;
• directly sponsoring research projects. ICLR’s research staff is recognized internationally for its pioneering work in a number of fields, including wind and seismic engineering, atmospheric sciences, hydrology, and economics; and
• supporting research by other organizations with letters or public statements affirming the importance of a specific research proposal.

Resilient communities and knowledgeable individuals are best prepared to ensure that hazards don’t become disasters. For more information about ICLR and its work, and about how to be better prepared for natural disasters,